My Health Insurance Guide

My Health Insurance Guide


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  • Affordable Care Act (ACA)
    • Overview
    • Changes Made by the ACA
    • The Marketplace in 2017
    • The ACA's Impact on Medicare
  • Non-Medicare Insurance
    • Overview and Terms
    • Employer and Private Insurance
    • Medicaid
    • Insurance Marketplace
    • PLAN Ahead
    • Marketplace Appeals
    • Medicaid or Private Insurance Appeals
  • Medicare
    • Overview and Terms
    • Original Medicare, Parts A and B
    • Medicare Advantage Plan, Part C
    • Medicare Part D
    • Medigap Supplemental Policies
    • The ACA's Impact on Medicare
    • Medicare Appeals
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My Health Insurance Guide

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Home » My Health Insurance Guide

Welcome to MSAA’s My Health Insurance Guide!

Welcome to My Health Insurance Guide, MSAA’s online information aimed at assisting the MS community with understanding the many details surrounding today’s health insurance options. My Health Insurance Guide covers a range of important topics, including:

  • The Affordable Care Act (ACA) and its impact on both private insurance coverage and Medicare programs
  • Non-Medicare insurance, which encompasses policies sold through the Marketplace, private and work-sponsored insurance, as well as Medicaid
  • Medicare insurance programs, including original Medicare (Parts A and B), Medicare Advantage Plans (Part C), optional prescription drug coverage (Part D), and optional Medigap policies

Please feel free to explore the many sections of this guide, using the navigation at the top of each page. For instance, if you do not have health coverage or are looking into insurance alternatives, you may want to learn how to PLAN to select a coverage option. MSAA’s acronym PLAN refers to: Prepare, Look, Analyze, and Name. To read more about the history of insurance reform under the ACA and new changes and/or covered benefits, please see “What the ACA has changed.” You may also proceed directly to the sections below, to learn about your options for health insurance coverage and important terminology and questions.

Please note that if you have Medicare, by law, you may not purchase a Marketplace plan through a state or federal Marketplace.

I am ELIGIBLE for or want more information on: Medicare

I am NOT ELIGIBLE for Medicare and want more information on: Non-Medicare Insurance (Private insurance, the Insurance Marketplace, Medicaid, etc.)


The development of My Health Insurance Guide is supported by unrestricted educational grants from:
Biogen; Genentech; Genzyme, a Sanofi company; and Novartis Pharmaceuticals Corporation.

Important Links from mymsaa.org

  • MS Information and Glossary
  • Overall Wellness
  • News from MSAA
  • Prescription Assistance Programs
  • Visit mymsaa.org

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Last Update: November 3, 2021